“Account” means you're or your Company’s account with us that is used to access
“Application for services” means your application for Services following the procedure set by us.
“Authentication means” are any or all of the following (according to the context): user Password, user ID, authorization tools, authorization codes and other data used for your authentication under the Agreement.
“Available Funds” means at any given time any unspent funds loaded onto your Account which is available to pay for transactions and fees and charges payable under the Agreement;
“Card” means a virtual debit / credit / prepaid card of any international payment card organization issued by us in the form of a Virtual card;
“Commencement Date” means the date when we have accepted your Application for services by setting up an Account for you and issuing Card.
“Company”, or “you” means the legal entity or natural person that is applying for or has opened an Account to use the Services;
“Internet Transaction” means the execution of card payments on the internet, including Virtual card payments.
“Expiry Date” means the last day of validity of the card (inclusive).
“Notice” means any information, data, documents, orders, applications, instructions, notices, complaints and requests arising out of the business relations between us and you. Notices in English languages only shall be legally valid.
“Password” means a code consisting of Arabic figures and/or letters of the Latin alphabet that you have applied for and that denotes you.
“Personal data” means any information about personal or factual circumstances of a specific or identifiable natural person, such as e.g. name and surname, date of birth, place of birth, identification document (including type of identification document, issue date, ID number, issuing authority), address, telephone number, mobile number, e-mail address, IP address, online identifier, location data, /images and information on transactions and accounts.
“Politically exposed persons” means natural persons who are or have been entrusted with prominent public functions, other than middle ranking or more junior officials:
— Heads of State, Heads of Government, Ministers, Deputy or Assistant Ministers, and Parliamentary Secretaries;
— Members of Parliament or similar legislative bodies;
— Members of the governing bodies of political parties;
— Members of superior, supreme, and constitutional courts or of other high-level judicial bodies whose decisions are not subject to further appeal, except in exceptional circumstances;
— Members of courts of auditors or of the boards of central banks;
— Ambassadors, charges d’affaires and high ranking officers in the armed forces;
— Members of the administrative, management or supervisory boards of State-owned enterprises;
— Anyone exercising a function equivalent to those set out in above-mentioned Paragraphs within an institution of any international body (e.g. the EU).
“Politically exposed person’s family member” means:
— the spouse, or a person considered to be equivalent to a spouse;
— the children and their spouses, or persons considered to be equivalent to a spouse;
— the parents.
“Person known to be close associates to Politically exposed person” mean:
— a natural person known to have joint beneficial ownership of a body corporate or any other form of legal arrangement, or any other close business relations, with that Politically exposed person;
— a natural person who has sole beneficial ownership of a body corporate or any other form of legal arrangement that is known to have been established for the benefit of that Politically exposed person.
“Services” means services provided by us to you, including, but not limited to, Account management, provision of the Card, all other services provided by Combo Cards through your Account;
“Transaction” means all type of transaction linked to the Account or the Card.
“Virtual card” means a non-physical card linked to the Account, the use of which is limited to marketing spendings.
“we”, “us” or “our” or “Combo Cards” means Combo Cards, registered with the Registrar of Companies:
SANDSTONE CONSULTING, INC (a company registered in USA, under registration number 4291404, having its registered office at 1200 S FIGUEROA ST UNIT W1102, LOS ANGELES CA 90015
“Website” means Combo Cards’s website at https://combo.cards.
“you” or “your” refers to individual at least 18 years old to whom we render Services, or who have applied to us for our Services.
II. Remote access tools
III. The account
IV. The card
THE SERVICE IS PROVIDED ON AN "AS-IS", "AS AVAILABLE", AND “WITH ALL FAULTS” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, KARTA EXPRESSLY DISCLAIMS ANY IMPLIED WARRANTIES AND CONDITIONS, INCLUDING ANY IMPLIED WARRANTIES OR CONDITIONS OF USABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT, AS WELL AS ANY WARRANTIES THAT THE SERVICE PROVIDED BY US OR THAT THE OPERATION OF THE SERVICE WILL BE INTERRUPTION OR ERROR FREE OR WITHOUT VIRUSES OR OTHER HARMFUL MATERIALS. KARTA DOES NOT MAKE ANY WARRANTY AS TO THE RESULTS OBTAINED FROM THE USE OF THE SERVICE. ANY MATERIAL AND/OR DATA DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE SERVICE IS AT USER’S OWN DISCRETION AND RISK. YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA RESULTING FROM THE SERVICE.
NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, COMBO CARDS, ITS SUPPLIERS AND LICENSORS, SHALL NOT, UNDER ANY CIRCUMSTANCES, BE LIABLE, TO THE EXTENT PERMITTED BY APPLICABLE LAW, TO YOU OR ANY THIRD PARTY FOR CONSEQUENTIAL, INCIDENTAL, SPECIAL OR EXEMPLARY DAMAGES, EVEN IF COMBO CARDS HAS BEEN APPRISED OF THE LIKELIHOOD OF SUCH DAMAGES OCCURRING. EXCEPT AS REQUIRED BY LAW OR PURSUANT TO THE ARBITRATION PROVISION BELOW, IN NO EVENT SHALL COMBO CARDS’S LIABILITY (WHETHER BASED ON AN ACTION OR CLAIM IN CONTRACT, TORT OR OTHERWISE) TO YOU, OR ANY THIRD PARTY, IN ANY WAY CONNECTED WITH OR ARISING OUT OF THIS AGREEMENT (AND ALL OTHER AGREEMENTS BETWEEN COMBO CARDS AND YOU) EXCEED THE FEES ACTUALLY PAID TO COMBO CARDS BY YOU DURING THE TWO (2) MONTHS PRIOR TO THE EVENT GIVING RISE TO LIABILITY OR COMBO CARDS WHICHEVER AMOUNT IS LESS.
COMBO CARDS IS NOT A BANK, FINANCIAL INSTITUTION OR FINANCIAL ADVISORY SERVICE. WE DO NOT PROVIDE FINANCIAL ADVICE.
Combo Cards shall use its commercially reasonable efforts to perform its obligations hereunder, however, Combo Cards, its Affiliates, agents or licensors shall not be liable for any loss resulting from the activities of you, nor from any erroneous statements or errors in transmission, nor for any loss resulting from any delay, interruption or failure to perform hereunder due to any circumstances beyond Combo Cards’s reasonable control including, without limitation, acts of god, fire, explosion, earthquake, riot, terrorism, war, sabotage, accident, embargo, storms, strikes, lockouts, any interruption, failure or defects in Internet, telephone, or other interconnect services or in electronic or mechanical equipment. Combo Cards’s obligations hereunder shall be suspended during any of the foregoing circumstances, which suspension shall not be a cause for termination of this Agreement by you. Combo Cards does not represent or warrant that the Service suits your needs. In addition, in the event of any failure of the Service, or in the event Combo Cards otherwise defaults under any provision of this Agreement, then your sole and exclusive remedy shall be termination of this Agreement and, to the maximum extent permitted under applicable law, you hereby waive and relinquish any and all other rights or remedies it may have at law or in equity.
ANY ARBITRATION UNDER THESE TERMS WILL ONLY BE ON AN INDIVIDUAL BASIS; CLASS
ARBITRATIONS, CLASS ACTIONS, PRIVATE ATTORNEY GENERAL ACTIONS, REPRESENTATIVE ACTIONS
AND CONSOLIDATION WITH OTHER ARBITRATIONS ARE NOT PERMITTED. YOU WAIVE ANY RIGHT TO HAVE
YOUR CASE DECIDED BY A JURY AND YOU WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION
AGAINST COMBO CARDS.
If any section of these arbitration provisions is found unenforceable, the unenforceable provision will be severed, and the remaining arbitration terms will be enforced (but in no case will there be a class or representative arbitration).
ARBITRATION OF YOUR CLAIM IS MANDATORY AND BINDING. NEITHER PARTY WILL HAVE THE RIGHT TO LITIGATE THAT CLAIM THROUGH A COURT. IN ARBITRATION, NEITHER PARTY WILL HAVE THE RIGHT TO A JURY TRIAL OR TO ENGAGE IN DISCOVERY.